Heritage Bank, Springwood

Heritage Bank is a Queensland bank servicing all of Australia, offering home loans, term deposits, credit cards, personal loans, banking accounts, award-winning service, and much more.

Heritage Bank has a history going back to 1875. Being owned by our customers, not shareholders, means instead of pursuing massive profits, our focus is on putting People first. Heritage is committed to helping customers through good times, and times of hardship, with genuine service and award-winning products. Experience the Heritage difference today either online, by phone, or by visiting one of our branches. Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package. Discount Variable LVR rates are for new lending and include discounts from the Discount Variable Loan Rate. Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term.
Fixed rate loans may be subject to significant break costs, the terms and details of which are specified in your credit contract. Rate Guarantee may be applied.
Loan to Value Ratio (LVR) is the loan amount divided by the value of your security property (determined by Heritage Bank at assessment), multiplied by 100. Owner Occupied loans have a maximum LVR of 95%, Investment loans have a maximum LVR of 90% and Living Equity has a maximum LVR of 85%.
Generate a personalised based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions. To approved applicants only. Conditions, criteria and fees apply. This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs. Please read the relevant terms and conditions and Product Disclosure Statement (available in-branch or at heritage.com.au) to decide whether a product is right for you. Target Market Determinations for applicable products issued by Heritage Bank, can be located at.